Business Loans

Whether you’re flipping, refinancing, or building from the ground up, 
Black Swan Lending has the right program to fit your investment goals.

Up to $5.0M In Funding
48-Hour Funding
6+ Business Loan Types
About Loans

Business Loans

At Black Swan Lending, we provide straightforward lending solutions built for business owners who need flexibility, speed, and clarity. We specialize in alternative, asset-based business loans that meet real-world needs.

Our programs are ideal for business owners who may need more funding than a traditional bank is willing to offer, or when you want to unlock capital without relying on a perfect credit score.

Loan Programs

Types of Business loans we offer

Business Term Loans

A lump sum of capital repaid over a fixed term with a set interest rate.
Best for
Long-term investments like equipment, expansion, or working capital.
Key features

Small Business Loans

Everyday business needs—inventory, payroll, marketing, etc.
Best for
Everyday business needs—inventory, payroll, marketing, etc.
Key features

Business Lines of Credit

A flexible credit line you can draw from as needed, up to a set limit—only pay interest on what you use.
Best for
Managing cash flow, unexpected expenses, or seasonal gaps.
Key features

Revenue-Based Loans

A loan repaid as a percentage of your business’s revenue (often daily or weekly), rather than a fixed monthly payment.
Best for
Businesses with steady sales but limited credit or collateral.
Key features

SBA Loans

Loans partially guaranteed by the U.S. Small Business Administration (SBA)
Best for
Businesses looking for low rates, long terms, and higher amounts.
Key features

Asset-Based Lending

Loans secured by business assets—like real estate, equipment, inventory, or accounts receivable.
Best for
Businesses with valuable assets but limited cash flow or credit.
Key features

Comparison

Comparison of Business Loan Types

Loan Type

Use

Repayment

Collateral Required

Speed to Fund

Loan Type
Use
Repayment
Collateral Required
Speed to Fund
Business Term
Long-term investments
Fixed monthly payments
Sometimes
Moderate
Loan Type
Use
Repayment
Collateral Required
Speed to Fund
Small Business
General working capital needs
Varies
Not always
Fast
Loan Type
Use
Repayment
Collateral Required
Speed to Fund
Line of Credit
Ongoing or unexpected expenses
As used
Sometimes
Fast
Loan Type
Use
Repayment
Collateral Required
Speed to Fund
Revenue- Based
Sales-based businesses
% of revenue
No
Very fast
Loan Type
Use
Repayment
Collateral Required
Speed to Fund
SBA
Low cost, high term financing
Monthly (fixed or variable)
Sometimes
Slower
Loan Type
Use
Repayment
Collateral Required
Speed to Fund
Asset-Based
High-value asset financing
Structured
Yes (assets)
Moderate
Testimonials

What Our Clients Are Saying

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Proven Team. Trusted Lending Partner.

With extensive industry expertise and an unwavering commitment to service, our team has successfully partnered with hundreds of real estate investors on projects nationwide.