Black Swan Lending Referral Program

A way to say thank you to all who help grow this business alongside us​

Invite friends

Know anyone investing in real estate?

Send them our way and get paid! Every time someone you refer closes a loan with us, 
you earn a reward – simple as that! ​

Submit Referral​

You introduce someone from your network to us

Earn Commission

Once your referral closes a deal 
with us – you earn!​

Choose Reward

Get 25 bps off any future origination fee. OR choose a $500 payout.

Keep Earning

No limit. Keep referring, 
keep earning.

About Program

How does the program work ?

Refer clients to Black Swan Lending by submitting through our website or emailing us their info. Referrals must be new clients, submitted before or at application, and close on a deal.

There’s no cap—the more you refer, the more you save. Apply your reward to any future loan, with the discount taking effect once you accept your term sheet for full clarity.

Only one referral bonus may be applied per deal.

Conditions

Detailed Terms and Conditions

Eligibility and Submission Guidelines

Referral Requirements. Referrals must be prospects that have expressly indicated an interest in obtaining funding. Referrals should only consist of the name, address, and phone number of
the prospect. Referrals should be submitted in writing to Black Swan Lending’s email address, or through the referral page on our website

By participating in the Program, an advocate represents that he or she has his or her referrals prior consent to provide any personal information (name, phone number, email address, etc).

Advocates may not refer themselves under different entity names or through any affiliated entities for the purpose of obtaining referral credit. All referrals must be for independent third parties with no shared ownership or control.

Referral credit will not be granted for any deal or project in which the advocate is directly involved as a participant, co-sponsor, or affiliated party, including but not limited to instances  where the advocate is listed as a Loan Sponsor

The referral partner agrees to indemnify and hold harmless Black Swan Lending and its affiliates from any loss, cost, or legal expense arising from fraud, gross negligence, or false/misleading representations. If a referred loan becomes uncollectible due to such actions, the partner agrees to repay the unpaid amount after standard collection efforts

Payment Terms: Borrower will receive payment via Zelle or wire transfer. Alternatively, a discount may be applied to the final loan terms as reflected in the executed term sheet

Only one referral bonus can be applied to a deal. 25 points is the max off one deal. Additional referrals will go towards other future deals

For all who have referred to us in the past, we thank you. It is from our success that we are now able to launch this referral program. However, any past referrals will not count for credits. Referrals are valid at the rollout of this program, as of August 1st 2025.

Contact

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Referral Details

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