Stabilized Bridge Loans

When timing is critical, our short-term bridge loans provide quick 
financing to purchase, refinance, or stabilize your investment property.

/01

Speed

BlackSwan Lending offers fast and flexible bridge loans, helping real estate investors, developers, and business owners access capital quickly across the United States.

/02

Purpose

Bridge financing serves as a temporary funding source until traditional financing can be secured — ideal for time-sensitive opportunities when you need to “bridge the gap.”

/03

Flexibility

Whether it’s closing a deal quickly, funding a project between phases, or preparing for permanent financing, bridge loans adapt to your specific needs.

/04

Growth

A bridge loan can be the key to scaling your investment portfolio, ensuring you don’t miss out on valuable opportunities while waiting for long-term solutions.

About Loan

Stabilized Bridge

Black Swan Lending provides fast, flexible bridge loans for real estate investors, developers and business owners across the United States. Bridge financing is used as a temporary source of capital until a more traditional source can be secured against the asset – when a time sensitive opportunity arises and you need capital to “bridge the gap” until permanent financing, a refinance, or a sale.

Whether you’re trying to close fast, fund a project between phases, or scale your investment portfolio, a bridge loan might be exactly what you need.

Highlights

Loan Details

Black Swan Lending calculates financing terms on the strength of the asset – giving you a path to funding, regardless of your background

Stabilized Bridge

Loan Size
Up to $10,000,000
LTV
Up to 80% of As-Is Value
Term
Up to 24 Month Options
Interest rates
from 7.99%
Origination
1.00% - 3.00%
Property Types
Residential 1-4 units, Multifamily, Commercial
Minimum FICO
660
Bridge loans offer Speed and Flexibility

When is a Bridge Loan the right choice?

1
Bridge Loans to Power Your Growth

You’ve found a great opportunity and need to move quickly—our bridge loans help you close fast and fuel your next phase of growth.

2
Buy Time to Execute Your Strategy

Still finalizing your long-term plan? Our loans let you secure the property now and sort out the details later—whether that means rehab, repositioning, or refinancing.

3
Act Fast in Competitive Markets

Sometimes waiting isn’t an option. When timing is everything, we help you move with speed and confidence to lock down deals before they’re gone.

Case Study

Uses for Bridge Loans

Fix-and-Flip Projects

Buy and close fast, tackle renovations on your timeline, and use a bridge loan to buy yourself time to sell the property

Buying Before Selling

Homeowners can purchase a new property before selling their existing one, avoiding contingent offers.

Auction or Off-Market Deals

Bridge loans let buyers act fast when deals come up unexpectedly or require cash quickly.

Commercial Real Estate Transitions

Useful when transitioning between tenants, repositioning an asset, or waiting for permits to finalize.

Quick Close on Investment Properties

Traditional financing can be slow. Bridge loans help close fast—often in days, not weeks.

Land Acquisition or Entitlement Financing

Secure land while working through approvals or entitlements for development.

Repositioning or Value-Add Opportunities

Repositioning or Value-Add Opportunities

Testimonials

What Our Clients Are Saying

FAQ

Frequently Asked Questions

Does the property need to qualify with a DSCR underwrite?

No!  Stabilized bridge loans do not require a DSCR underwrite, so, your property does not need to cashflow at desired leverage.

Anyone with 650+ credit score can qualify for a stabilized bridge loan

Absolutely!  We can offer cash out or rate & term stabilized bridge refinancing to rent ready properties, with no DSCR underwrite.  This allows you to free up capital and evade upcoming maturity dates while you wait for your assets to sell.

Contact Us

Proven Team. Trusted Lending Partner.

With extensive industry expertise and an unwavering commitment to service, our team has successfully partnered with hundreds of real estate investors on projects nationwide.